Service Charges
| Bank Services | Charges |
|---|---|
| Annual Maintenance Charges (For Current Account) | Corporates / Firms: HKD: 2500/PA USD:300/PA Individuals: HKD: 500/PA USD: 75/PA |
| Minimum balance for SB / Current accounts | CA:HKD20000, USD 5000 SB: HKD 5000 USD: 2000 |
| Charges, if minimum balance not maintained (per quarter) | CA: HKD300, USD 50 SB: HKD 200,USD 25 |
| Cheque Book Issue Charges | CA : For HKD / USD Accounts HKD 5/pc SB:25 pcs. Free, HKD / USD HKD 5/pc |
| Cheque return Insufficent funds | HKD: 300 USD: 50 |
| Cheque return Technical reason | HKD: 100 USD: 20 |
| Account closure | within 12months HKD: 150 USD:20 |
| Inoperative account charges (If minimum balance not maintained) | C A/Cs: HKD300/quarter USD50/quarter SB accounts: HKD100/quarter USD20/quarter |
| Charges for exceeding debit entries in SB account (30entries / quarter) | SB: HKD 100/quarter USD: 20/quarter |
| Charges for exceeding debit entries in SB account | SB (without Cheque): HKD100/qtr, SB (with Chequebook): HKD200/qtr, USD50/qtr. |
| ATM card / Pin replacement fee | HKD: 200 |
| Internet Banking duplicate password | HKD: 200 |
| Vosco(if original lost) | HKD: 200 |
| Duplicate statement(1 Sheet=12 entries) | HKD: 100/sheet, USD: 20/sheet |
| Duplicate Passbook Charges | HKD: 200 USD: 30 |
| Stop payment | HKD: 100 USD: 20 |
| Standing orders | Free |
| Standing orders to insufficent fundd | HKD: 200 USD: 50 |
| Banker's report | HKD: 500 |
| Company report (current accounts) | HKD: 1000 |
| Balance certificate | HKD: 200 |
| Old record copy | HKD: 1000 |
| SWIFT copy for remmitance | HKD: 50 |
| Overdraft in CA/C(Interest Rate) | 7% above 6 months US Libor |
| Outward Remittance : | |
| Banker cheque /Cashier's order/ Pay order | HKD150, USD25 |
| Draft Issued (INR) | HKD150, USD25 |
| Other Currency | Equivalent to USD25 |
| TT issued (INR) | USD: 30 HKD < 20,000 : HKD 200 20,000-100,000 : HKD 250 >100,000 : HKD 300 |
| TT issued: USD Other Currencies (equivalent to USD) | USD: 30 amount up to USD 100,000 USD: 50 for USD 100,001 to USD 250,000 USD: 75 for USD 250,001 to any amount Internet Banking: 50% concession on applicable charges |
| HKD Chats | HKD: 200 |
| USD Chats | USD: 30 Presently maximum amount for CHATS through Internet banking is HKD / USD 40,000 respectively. |
| Inward Remittance | |
| Received through HKD Chats | HKD: 30 |
| Received through USD chats | USD: 10 |
| Received throgh Telegraphic Transfers | USD: 15 for amount up to USD 25,000 USD: 25 for USD 25,001 to USD 250,000 USD: 30 for USD 250,001 to any amount |
| Collection of cheques : HKD | HKD: 150+Postage |
| Collection of cheques : Currency other than HKD | USD: 15 for Cheques up to USD 250 USD: 30 for Cheques for above USD 250 USD: 50 (Cheques drawn on New York) USD: 75 (Cheques drawn outside New York) (or equivalent amount in other currency) |
| DD purchase | HKD: 200 upto HKD 5000 USD: 50 upto USD 1000 |
Please feel free to contact us for any clarifications required.
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