Service Charges

Bank ServicesCharges
Annual Maintenance Charges
(For Current Account)
Corporates / Firms: HKD: 2500/PA USD:300/PA
Individuals: HKD: 500/PA USD: 75/PA
Minimum balance for SB / Current accountsCA:HKD20000, USD 5000
SB: HKD 5000 USD: 2000
Charges, if minimum balance not maintained
(per quarter)
CA: HKD300, USD 50
SB: HKD 200,USD 25
Cheque Book Issue ChargesCA : For HKD / USD Accounts HKD 5/pc
SB:25 pcs. Free, HKD / USD HKD 5/pc
Cheque return Insufficent fundsHKD: 300 USD: 50
Cheque return Technical reasonHKD: 100 USD: 20
Account closure within 12months HKD: 150 USD:20
Inoperative account charges
(If minimum balance not maintained)
C A/Cs: HKD300/quarter USD50/quarter
SB accounts: HKD100/quarter USD20/quarter
Charges for exceeding debit entries in SB account
(30entries / quarter)
SB: HKD 100/quarter USD: 20/quarter
Charges for exceeding debit entries in SB accountSB (without Cheque): HKD100/qtr,
SB (with Chequebook): HKD200/qtr, USD50/qtr.
ATM card / Pin replacement feeHKD: 200
Internet Banking duplicate passwordHKD: 200
Vosco(if original lost)HKD: 200
Duplicate statement(1 Sheet=12 entries)HKD: 100/sheet, USD: 20/sheet
Duplicate Passbook ChargesHKD: 200 USD: 30
Stop paymentHKD: 100 USD: 20
Standing ordersFree
Standing orders to insufficent funddHKD: 200 USD: 50
Banker's reportHKD: 500
Company report (current accounts)HKD: 1000
Balance certificateHKD: 200
Old record copyHKD: 1000
SWIFT copy for remmitanceHKD: 50
Overdraft in CA/C(Interest Rate)7% above 6 months US Libor
Outward Remittance :
Banker cheque /Cashier's order/ Pay orderHKD150, USD25
Draft Issued (INR) HKD150, USD25
Other CurrencyEquivalent to USD25
TT issued (INR) USD: 30
HKD < 20,000 : HKD 200
20,000-100,000 : HKD 250
>100,000 : HKD 300
TT issued: USD
Other Currencies (equivalent to USD)
USD: 30 amount up to USD 100,000
USD: 50 for USD 100,001 to USD 250,000
USD: 75 for USD 250,001 to any amount
Internet Banking: 50% concession on applicable charges
HKD Chats HKD: 200
USD Chats USD: 30
Presently maximum amount for CHATS through Internet banking is HKD / USD 40,000 respectively.
Inward Remittance
Received through HKD ChatsHKD: 30
Received through USD chatsUSD: 10
Received throgh Telegraphic TransfersUSD: 15 for amount up to USD 25,000
USD: 25 for USD 25,001 to USD 250,000
USD: 30 for USD 250,001 to any amount
Collection of cheques : HKDHKD: 150+Postage
Collection of cheques : Currency other than HKDUSD: 15 for Cheques up to USD 250
USD: 30 for Cheques for above USD 250
USD: 50 (Cheques drawn on New York)
USD: 75 (Cheques drawn outside New York)
(or equivalent amount in other currency)
DD purchaseHKD: 200 upto HKD 5000
USD: 50 upto USD 1000

Please feel free to contact us for any clarifications required.
Working Hours
Mondays to Fridays
9.30 am to 04.00 pm
[Except Saturdays, Sundays and Public Holidays]